Building & Business Personal Property Insurance 

In November 2003, PDAIS and PDA selected The Dentists Insurance Company (TDIC) as their new professional liability and office property insurance carrier. The building and business personal property policy is a replacement cost policy which includes many built-in limits and coverages, offering dentists a comprehensive property plan. TDIC's policy offers protection for your dental office, your building and their contents.

Other features:

• All-risk property protection covers your building and its contents
• Business income protection
• Coverages with additional limits and specific sublimits
• Discounted premiums for qualified practitioners
• Interest-free payment options
• Multi-line discount
• Free prior acts - a tail is not needed when you switch carriers.

Contact PDAIS for more information on the building and business personal property policy and its features.

The Dentists Insurance Company (TDIC)

TDIC is a wholly-owned subsidiary of the California Dental Association and operated by dentists. With the strength and stability of more than 14,000 policyholders and a 98 percent policy holder retention rate, A.M. Best Company has rated TDIC "A" (Excellent) for nearly a decade. TDIC returns unused claims dollars to policyholders in the form of dividends and has declared $44.4 million since 1989.

TDIC will write policies for oral surgeons and dental anesthesiologists, and is PDAIS' choice for professional and business liability and office property insurance.

www.thedentists.com

Ohio Casualty - The Company of Choice

Ohio Casualty, formerly known as Peerless Insurance, is a major regional property and casualty insurer doing business with independent agencies within the northeast region of the United States. Licensed in Connecticut, Maine, Massachusetts (business insurance only), New Hampshire, New Jersey (business and home insurance only), New York, Pennsylvania, Rhode Island and Vermont, Peerless Insurance provides solutions for small to mid-sized businesses, as well as individuals and families. Our reputable products, quality service and commitment to independent agents are part of what makes us "The Company of Choice."

Ohio Casualty member companies have earned financial ratings of "A" (Excellent) from A.M. Best, the industry standard for financial strength. Our member underwriting companies include: 

• Ohio Casualty Insurance Company (not licensed in New Jersey)
• Excelsior Insurance Company
• The Netherlands Insurance Company
• Peerless Indemnity Insurance Company.

Physicians and Dentists Office Extension Plus Endorsement

Why purchase the Physicians and Dentists Office Extension Plus Endorsement?*

This Extension Plus Endorsement provides enhanced coverage specifically designed to meet the typical insurance needs faced by today's business owners. This endorsement combines many frequently requested property coverages that will round out your insurance plan. Bundling them together provides greater value.

* This endorsement was specifically designed to be used with the COMMERCIAL PROTECTOR Program.

Just a few of the highlights include:

1. Provides a blanket limit of $100,000 in any one occurrence for many coverages including valuable papers and records, back-up of sewers and drains, computer equipment and personal property off premises.
2. Leased property coverage up to $25,000 when an insured is a tenant.
3. Personal effects coverage up to a $5,000 limit is provided for you and your officers, partners or members, managers or employees.

www.ohiocasualty-ins.com