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Group and Individual Disability Insurance 

No one knows when or how disability will strike. This unpredictability is why the best income insurance policy is the one that generates the most benefits in the greatest number of disability scenarios.

The Hartford

The Hartford is one of the nation's leading providers of insurance and financial services since 1810.  They are recogzined for their expertise, size and stability.

www.thehartford.com

Individual Disability Insurance through one of the following carriers:

Features of Individual Guardian coverage:

  • Own-occupation policy - which mean the regular occupation in which you are engaged at the time you become disabled.
  • You will remain totally disabled, even if you are at work in some other capacity , so long as you are not able to work in your occupation.
  • Dental specialists will also appreciate our "specialty language," which takes the own-occupation concept a step further in protecting professional specialties: If your occupation is limited to a single dental specialty recognized by the American Dental Association, we will consider this specialty to be your occupation.

Guardian

Founded in 1860, Guardian is a Fortune 300 company and was ranked sixth on Fortune magazine's 2001 "Most Admired" life and health insurers list. With 6,000 employees, more than 2,600 financial representatives and 98 agencies nationwide, Guardian protects individuals, businesses and their employees with life, disability, health and dental insurance products, 401(k), mutual fund and annuity investment products and trust services.

www.glic.com

 

Contact PDAIS for more information. or request a free, no-obligation disability insurance quote online.