Long-Term Care Insurance

It's never too early to prepare for the future. Both companies' policies provide funding in the event that you are unable to care for yourself. You are eligible for benefits when you need help with several Activities of Daily Living . Long-term care policies help pay for the cost of nursing home, assisted care, adult day care or in-home care without tapping into all of your assets.

PDA members are eligible for a 10% discount on long-term care insurance through the following companies:

John Hancock Life Insurance Company

John Hancock has been helping people maintain their personal and financial independence since 1862. John Hancock is one of the highest-rated insurance companies for financial strength and stability and is one of the long-term care underwriters endorsed by PDAIS.

Helping you get the care you need without sacrificing much of what you've worked for.

No matter how well off you are financially, the cost of long-term care could severely impact your life's savings.  A John Hancock long-term care (LTC) insurance policy can provide the protection you need.  It can also help you retain your independence, even if an accident or illness takes away your ability to care for yourself.

Choose a Long-term Care Insurance Leader

John Hancock was one of the first companies to offer long-term care insurance for groups and individuals.  Our first policy was issued in 1987.  Today - with more than 850,000 long-term care insurance policyholders - we are one of the leaders in the LTC insurance marketplace.

Rely on our Strength

John Hancock is the second largest life insurance and long-term care insurance company in North America.  This success has helped us to consistently rank as one of the highest-rated insurance companies for financial strength and stability, as judged by the major rating agencies.

MedAmerica

MedAmerica is squarely focused on providing a vital mission:  To provide solutions for long-term care financing needs by:  creating simple to understand and easy to use products; maintaining fiscal responsibility; shaping public policy; and delivering on our promises.

Driven by this singular mission.  MedAmerica has earned recognition for product innovation flanked by solid financial performance. In fact, in 2005, MedAmerica marked its 15th consecutive year of positive financial results.

And we intend to stay the course with sound fiscal practices and risk management.  "Policyholders before profits," is the MedAmerica way of doing business...our guiding principle.  With nearly 20 years since our founding, we proudly point to impressive results for our policyholders:

• Never increased rates, ever!
• Paid policyholders more than $100 million in claims
• Maintained balanced growth in both premium and assets.

MedAmerica has a Best's rating of A-"Excellent" and an A- "Strong" rating by Standard & Poor's.

Contact PDAIS to see which program is right for you.