What to Expect From a Wells Fargo HSA

Click here to establish your HSA account and enter PEN6611 (case sensitive) as the Employer ID.

Features of the Wells Fargo Health Savings Account (HSA)

The Wells Fargo HSA offers both an FDIC-insured, interest-bearing deposit account plus the option to direct funds into preselected investments once the minimum balance has been met in your deposit account.

FDIC-Insured Deposit Account	Yes
Deposit Account Interest Rates	Available at www.wellsfargo.com/hsa
Investment Fund Options*	Wells Fargo offers six mutual fund options to accomodate a range of investment objectives.  A brief overview of each mutual fund option is available at https://healthbenefits.wellsfargo.com
Minimum Balance Requirements	When you reach a minimum balance of $2,000 in the FDIC-insured deposit account, you will have the option to direct your contributions above $2,000 into the investment options you select.  You also have the option to continue to direct contributions above $2,000 into the FDIC-insured deposit account.
Opening Deposit Requirements	A $100 deposit is required to open an HSA with no payroll deduction; there is no opening deposit requirement if using payroll deduction.
Phone Access	Live Health Benefit Services Representatives are available from 7:00 a.m. - 8:00 p.m. CST Monday through Friday at (866) 890-8309.
Online Account Management	Yes, via the Wells Fargo Health Account Manager (SM) web portal.
Debit Cards	Yes
Reimbursement Options	Yes, direct deposit or check
Account Portability	Yes

Wells Fargo HSA Fees

Wells Fargo does not charge hidden fees for the administration of HSAs.  Please be sure to check with other HSA administrators to make sure you understand the fees they charge before you open your account.

Accountholder Set-up Fee	$0
Withdrawal Fee	$0
Mutual Fund Transaction Fee	$0
Account Closing Fee	$0
Monthly Administrative Fee	$3.75 (unless otherwise specified by your insurance carrier or employer)

This is a summary document only.  Please consult your Health Savings Account Trust Agreement for Employees and Individuals and Addendum to the Health Savings Account Trust Agreement for Employees and individuals for more details on your Wells Fargo HSA.

*INVESTMENT OPTIONS:  NOT FDIC INSURED - NO BANK GUARANTEE - MAY LOSE VALUE

Wells Fargo Funds Management, LLC, a wholly owned subsididary of Wells Fargo & Company, provides investment adviosry and administrative services for Wells Fargo Advantage Funds.  Other affiliates of Wells Fargo & Company provide subadvisory and other services for the Funds.  The Funds are distributed by Wells Fargo Funds Distributor, LLC, Member FINRA/SIPC, an affiliate of Wells Fargo & Company.  For complete information about the Wells Fargo Advantage Funds, including objectives, risks, fees and expenses, obtain a current prospectus by calling (800) 260-5969 or by contacting your financial consultant.  Please read the prospectus carefully before investing.

2008 Health Benefit Services, A Division of Wells Fargo Bank, N.A.  All rights reserved.  Member FDIC.