Medicare Eligibility

If you're turning 65, you can enroll three months before the month you turn 65 or three months after your birth month.

If there are less than 20 full- and part-time people working at your place of employment, or if you have insurance coverage through a spouse that has less than 20 full- and part-time people working at his/her company, you will need to sign up for Medicare Part B.

If there are 20 or more full- and part-time people working at your place of employment, or if you have insurance coverage through a spouse that has 20 or more full- or part-time people working at his/her company, you do not have to sign up for Part B. 

This is because employers with 20 or more employees are required to offer current employees who are 65 and older the same group health plan options that are offered to all other employees. If an employer has 20 employees or more, you can remain on the employer's plan and enroll in Medicare Part A. You may delay enrolling in Medicare Part B and Medicare Part D.

We can help determine if it makes fiscal sense for you to remain on your group health insurance plan or enroll in Medicare Part B. Visit our Enrollment page to learn more.

Call (877) 732-4748 or email us with any questions or to receive a quote.



*Information on this site's Medicare webpages is from